Important Disclaimers and Legal Information

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as professional financial advice. All content is subject to change without notice and may not reflect current market conditions or regulatory requirements.

This disclaimer governs your use of our website and services, establishing important limitations and responsibilities for all users accessing our financial planning resources.

Information Accuracy and Currency

While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the completeness, accuracy, or reliability of any content presented on this website.

• Market conditions and financial regulations change frequently and without notice
• Information may become outdated or inaccurate over time
• Users should verify all information independently before making financial decisions

Limitation of Liability

To the fullest extent permitted by Malaysian law, Dremoraphyxis and its affiliates disclaim all liability for any direct, indirect, incidental, or consequential damages arising from your use of our services.

Professional Financial Advice Disclaimer

Our services do not constitute professional financial advice and should not replace consultation with qualified financial professionals.

Third-Party Links and Resources

Our website may contain links to external websites and third-party resources for your convenience and additional information.

We do not endorse or assume responsibility for the content, privacy practices, or services offered by external websites linked from our platform.

Results and Outcomes Disclaimer

Financial planning outcomes depend on numerous individual factors including personal circumstances, market conditions, and implementation of recommendations.

Individual results may vary and no specific outcomes can be guaranteed

Intellectual Property Rights

All content, trademarks, logos, and intellectual property on this website are owned by Dremoraphyxis or used with permission from respective owners.

Unauthorized reproduction, distribution, or modification of our content is strictly prohibited and may result in legal action

Governing Law and Jurisdiction

These disclaimers and your use of our services are governed by the laws of Malaysia and subject to the jurisdiction of Malaysian courts.

User Indemnification

You agree to indemnify and hold harmless Dremoraphyxis from any claims, damages, or expenses arising from your use of our services or violation of these disclaimer terms.

Severability of Terms

If any provision of this disclaimer is found to be unenforceable, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted by law.

Changes to Disclaimer Terms

We reserve the right to modify these disclaimer terms at any time without prior notice to reflect changes in our services, legal requirements, or business practices.

Your continued use of our website after any modifications constitutes acceptance of the updated disclaimer terms

Contact Information for Disclaimer Inquiries

If you have questions about these disclaimer terms or need clarification on any provisions, please contact us using the information below: